An External Recipient refers to a recipient who is not associated with any of your digital wallets, and is not onboarded as a vendor or another onboarded account on ZTLment.
These payees will receive their payments in their specified IBAN accounts. We will also notify the payee via email that a payment to them has been initiated.
A Recipient can only be used as the payee in Payment Objects and is identified by their unique account identifier.